Wednesday, June 17, 2009

Terrible horrible rotten no good day.

Ever have a day that feels like that??? That would be my day today. I'm just in a rut today. Not in a good mood by any stretch of the imagination. I had such high hopes for today, and have been let down time and time again.

Tomorrow I start day care for an awesome little man. So I thought today I'd take my kids out and about, and do something fun for the, before the dynamic of the group changes. It will be changing in a GOOD way, and a way I'm happy to have it change, but changing none the less, so I figured HEY! Lets do something today!!!

First, I wanted to go to the Mississippi river park. I figured we'd go with my sister in law and her kids. We made the plans to go before I left for swimming lessons with the kids. While I was there, I got a message that she was backing out because her kids were "too tired." Bummer. What now?

So then Todd suggests the kids and I go down to his pool to swim, providing its not cloudy or anything after the recent rains. Ok, so we plan on that. Todd gets to work, and informs me that once he vacuums the pool it WILL be cloudy from the chemicals that he's put in there in the last couple of days so today wouldn't be the best day to go swimming. Bummer. What now?

I got a text from my sister in law. Turns out she was out shopping with the kids. And I have to admit, I was a little down. Too tired to play, but ok to shop. But, to each their own. After that I was bound and determined to do something with the kids. Especially because at this point the kids were crying. Their plans had been canceled TWICE now. So I said forget it!!! We're going to the park, and that's that. I'll suck it up, and sit alone, and let the kids play. So off we went.

When we got to the park we were happy to see that the splash park had been opened. YAY!! Our first GOOD NEWS of the day!! The kids were happy to get to check it out. We went to the gate, partially expecting it to be locked up yet. NO one was in the pool so I thought maybe it was closed. But it wasn't. And once we were int here, people started coming out of the wood work to play, and splash. But it was COLD! The kids splashed for a while, and then decided they were done. Bummer. Only killed one hour of the day.

We headed home with the intentions to set up the water slide again. (Todd's grandma got one last year on clearance for the kids) So I went through all the work to set it up, get it going, and let the kids have fun at home. Dallas, Gabe, and Kendyl went down once. And then just played on the swings. Bummer. Another back fire.

So we came in, gave the kids a snack, and are now cleaning the house before day care tomorrow. Its not in bad shape, I just want their toys picked up so that I can vacuum, and things put away. I really be they're wishing for the water park now! Because my children HATE cleaning.

I just don't like days like this. Where you have the best of intentions, but NOTHING falls into place.

Oh, and then on top of all of that we got notice from Todd's work about health insurance renewal. We currently have the lowest cost plan. We pay 600 per month for family coverage, and have a 5,000 dollar deductable before they pay ANYTHING. And then they only cover 80%. So we pretty much pay to have NO coverage. But we have to have it for the kids. Incase something major happens. We just found out today that we'll be experiencing a 120.00 per month jump in cost, and our coverage will be staying exactly the same. We could up our coverage to a 3,000 family deductable and 40.00 co pay, but also pay 1,100 per month. WE CAN'T AFFORD THIS!!!! Todd and I talked, and would rather cancel the coverage, since we can't even GO to the doctor because we can't afford the full cost. And of course we NEVER make the 5,000 dollar deducatable. Well, the kids are getting some help with their health insurace from the state. They're enrolled int he "cost effective" health care. They help us pay a portion of the kids' coverage and they help with co pays/deductables, etc. Without that we'd be lost. But because of that, we can't get rid of our insurance all together. They pay a portion of TODD'S insurance, and we have to keep enrolled. It stinks. So we suck it up, and pay more money out of pocket.

I think a great big cry would help relieve the stress, and maybe help things feel a little better.

2 comments:

Mum-me said...

Oh my goodness! I will never again complain about our health insurance costs.

Sorry to hear you had a disappointing day. I know what you mean about your SIL. Little things like that can really get you down, especially when you're already having a bad day.

Gail said...

I'm a little late, but *HUGE hugs* Sounds like you needed them. My husband is self employed and the insurance costs are enormous. I really hope things have gotten better.